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Buy vs Rent
Factor in EMIs, upkeep, appreciation and rising rents to see which path costs you less over your horizon.
₹80 L
20%
8.5%
₹25,000
10 years
Over 10 years
Buying is cheaper
by about ₹14.07 L
Net cost to buy₹27,38,101
Total rent paid₹41,44,934
- Down payment
- ₹16,00,000
- EMIs over period
- ₹66,64,882
- Est. appreciation gain
- +₹63,26,782
Assumes 6% appreciation, 7% rent escalation and ~1%/yr upkeep. Adjust for your market.