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Home Loan Prepayment Calculator

Small extra payments compound. See the interest you save and the years you shave off by prepaying your home loan.

₹60 L
8.5%
20 years
₹5,000
₹0

Interest saved

₹14,57,304

Tenure cut by
3 yr 10 mo
New tenure
16 yr 2 mo
Original tenure
20 yr
Base EMI
₹52,069
Interest without prepay
₹64,96,655
Interest with prepay
₹50,39,350

Indicative. Check your lender's prepayment terms; floating-rate home loans have no prepayment penalty in India.

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